:root {
  --ink: #f8f5ee;
  --muted: #c4d1dc;
  --paper: #172033;
  --white: #20324a;
  --navy: #10233b;
  --blue: #2b6c9f;
  --orange: #e38a42;
  --line: #48617a;
  --serif: Georgia, "Times New Roman", serif;
  --sans: "Aptos", "Segoe UI", Arial, sans-serif;
  --mono: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 16px/1.6 var(--sans); }
a { color: inherit; }
a:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; }
.shell { width: min(1120px, calc(100% - 2.5rem)); margin: 0 auto; }
.skip { position: absolute; top: -5rem; left: 1rem; background: var(--orange); color: #fff; padding: .6rem .9rem; z-index: 10; }
.skip:focus { top: 1rem; }
header { background: var(--white); border-bottom: 1px solid var(--line); }
.masthead { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 1.4rem; }
.brand { font: 800 .82rem/1 var(--mono); letter-spacing: .075em; text-decoration: none; }
.brand strong { color: var(--orange); }
nav { display: flex; align-items: center; gap: 1.2rem; font-size: .92rem; }
nav a { color: var(--muted); text-decoration: none; }
nav a:hover { color: var(--blue); text-decoration: underline; text-underline-offset: .3rem; }
.button { display: inline-block; border: 1px solid var(--blue); background: var(--blue); color: #fff; padding: .78rem 1rem; border-radius: .2rem; text-decoration: none; font-weight: 700; }
.button:hover { background: var(--navy); border-color: var(--navy); }
.button.alt { background: transparent; color: var(--blue); }
.button.alt:hover { background: #20324a; }
.kicker { display: block; margin-bottom: .85rem; color: var(--blue); font: 800 .77rem/1.3 var(--mono); letter-spacing: .075em; text-transform: uppercase; }
.hero { padding: clamp(3.8rem, 8vw, 7rem) 0 4.5rem; background: var(--paper); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(250px, .55fr); align-items: center; gap: clamp(2rem, 7vw, 6rem); }
h1, h2, h3 { text-wrap: balance; }
h1 { max-width: 11ch; margin: 0 0 1.3rem; font: 400 clamp(3rem, 6vw, 5.5rem)/.96 var(--serif); letter-spacing: -.055em; }
h1 em { color: var(--blue); font-style: normal; }
.lede { max-width: 42rem; margin: 0; font-size: clamp(1.1rem, 2vw, 1.32rem); color: #d8e4ee; }
.actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.8rem; }
.fineprint { margin: 1rem 0 0; color: var(--muted); font-size: .88rem; }
.cover { justify-self: center; width: min(100%, 280px); position: relative; }
.cover::before { content: ""; position: absolute; z-index: 0; width: 88%; height: 86%; right: -1rem; bottom: -1rem; background: var(--orange); }
.cover img { position: relative; z-index: 1; display: block; width: 100%; box-shadow: 0 18px 35px rgba(16, 32, 51, .24); }
.notice { padding: 1rem 0; background: var(--navy); color: #fff; }
.notice p { margin: 0; font-size: .95rem; }
.notice strong { color: #6db6e8; }
section { padding: clamp(3.8rem, 7vw, 6rem) 0; }
.section-heading { max-width: 47rem; }
h2 { margin: 0 0 1rem; font: 400 clamp(2.1rem, 4vw, 3.3rem)/1.04 var(--serif); letter-spacing: -.04em; }
.section-heading p { margin: 0; color: var(--muted); font-size: 1.08rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 2.1rem; }
.card { padding: 1.4rem; background: var(--white); border: 1px solid var(--line); }
.card .num { color: var(--orange); font: 800 .78rem/1 var(--mono); }
.card h3 { margin: .75rem 0 .45rem; font-size: 1.13rem; line-height: 1.25; }
.card p { margin: 0; color: var(--muted); font-size: .96rem; }
.band { background: var(--navy); color: #fff; }
.band .section-heading p, .band .muted { color: #dbe4eb; }
.flow { display: grid; grid-template-columns: repeat(7, 1fr); gap: .45rem; margin-top: 2rem; }
.flow div { min-height: 105px; padding: .8rem; background: rgba(255,255,255,.08); border-top: 3px solid var(--orange); }
.flow b { display: block; font: 800 .72rem/1 var(--mono); color: #6db6e8; }
.flow strong { display: block; margin-top: .55rem; font-size: .95rem; line-height: 1.2; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: start; }
.checklist { margin: 1rem 0 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.checklist li { padding: .8rem 0 .8rem 1.55rem; border-bottom: 1px solid var(--line); position: relative; }
.checklist li::before { content: "✓"; position: absolute; left: 0; color: var(--blue); font-weight: 800; }
.resource-list { margin-top: 1.7rem; display: grid; gap: .8rem; }
.resource { display: block; padding: 1.1rem 1.2rem; border: 1px solid var(--line); background: var(--white); text-decoration: none; }
.resource:hover { border-color: var(--blue); box-shadow: 0 3px 0 var(--blue); }
.resource strong { display: block; }
.resource span { color: var(--muted); font-size: .93rem; }
.cta { background: #20324a; }
.cta-box { display: flex; justify-content: space-between; align-items: end; gap: 2rem; }
.cta p { max-width: 37rem; margin: 0; color: #d8e4ee; }
.article { width: min(780px, calc(100% - 2.5rem)); margin: 0 auto; padding: 4rem 0 6rem; }
.article h1 { max-width: 14ch; }
.article h2 { margin-top: 2.6rem; font-size: clamp(1.7rem, 3vw, 2.45rem); }
.article h3 { margin-top: 1.8rem; font-size: 1.25rem; }
.article p, .article li { font-size: 1.05rem; }
.article .lede { max-width: 100%; }
.table-wrap { overflow-x: auto; margin: 1.5rem 0; border: 1px solid var(--line); background: var(--white); }
table { width: 100%; border-collapse: collapse; min-width: 610px; font-size: .91rem; }
th, td { padding: .85rem; text-align: left; vertical-align: top; border-bottom: 1px solid var(--line); }
th { background: #20324a; font-size: .78rem; letter-spacing: .03em; text-transform: uppercase; }
tbody tr:last-child td { border-bottom: 0; }
.article .callout { margin: 2rem 0; padding: 1.2rem 1.4rem; border-left: .3rem solid var(--orange); background: #13273d; }
.article .callout p { margin: 0; }
.article .steps { counter-reset: step; padding: 0; list-style: none; }
.article .steps li { position: relative; padding: 1.05rem 0 1.05rem 3.2rem; border-top: 1px solid var(--line); }
.article .steps li::before { counter-increment: step; content: "0" counter(step); position: absolute; left: 0; top: 1.12rem; color: var(--orange); font: 800 .8rem var(--mono); }
.breadcrumb { padding: 1.2rem 0 0; color: var(--muted); font-size: .9rem; }
.breadcrumb a { color: var(--blue); }
footer { padding: 2rem 0; color: var(--muted); background: var(--white); border-top: 1px solid var(--line); font-size: .88rem; }
.footer-row { display: flex; justify-content: space-between; gap: 1rem; }
@media (max-width: 760px) {
  nav a:not(.button) { display: none; }
  .hero { background: var(--white); }
  .hero-grid, .two-col { grid-template-columns: 1fr; }
  .cover { margin-top: 1rem; width: min(76%, 260px); }
  .grid-3 { grid-template-columns: 1fr; }
  .flow { grid-template-columns: repeat(2, 1fr); }
  .cta-box, .footer-row { align-items: flex-start; flex-direction: column; }
}